ETF savings plan comparison 10/2026

All fees, promotional offers and providers in the test.

thomas image
 We have analysed the best ETF savings plan offers. Here are the results.
Dr Thomas Letsche, justETF broker expert
Scalable Capital**

Costs 15/15

Savings plan offer 20/20

Savings plan terms 18,6/19

Total points 53,6/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 3.297
  • New: Automatic tax management by the broker
  • 2.6 % interest p.a. with a Scalable Overnight account & up to 3.25 % interest p.a. with Scalable Fixed Term
  • all savings plans free of charge & all ETFs from Amundi, iShares, Vanguard & Xtrackers are also fee-free when purchased via a one-off order
Fee for 100 € ETF savings plan

0.00 €

Trade Republic

Costs 15/15

Savings plan offer 20/20

Savings plan terms 14,6/19

Total points 49,6/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2.641
  • New: Expanded range of trading venues
  • Debit card with cashback and round-up option
  • Automatic tax management by the broker
Fee for 100 € ETF savings plan

0.00 €

Trading 212

Costs 15/15

Savings plan offer 20/20

Savings plan terms 11,6/19

Total points 46,6/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2.440
  • Huge selection of savings plans with no order fees
  • No order fees even for normal trades
  • Portfolio transfer from other brokers not offered yet
Fee for 100 € ETF savings plan

0.00 €

Bitpanda

Costs 15/15

Savings plan offer 20/20

Savings plan terms 11,2/19

Total points 46,2/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2.368
  • Free savings plans: no opening or management fees
  • Extensive product range: broad selection of ETFs, ETCs and stocks
  • No deposit protection for uninvested funds
Fee for 100 € ETF savings plan

0.00 €

Smartbroker

Costs 15/15

Savings plan offer 20/20

Savings plan terms 10,2/19

Total points 45,2/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2.137
  • 0 € fee for one-off orders from 500 € order volume when trading via gettex
Fee for 100 € ETF savings plan

0.00 €

N26

Costs 15/15

Savings plan offer 20/20

Savings plan terms 8,6/19

Total points 43,6/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1.586
  • Wide range of banking services
  • 4 different account types available
Fee for 100 € ETF savings plan

0.00 €

flatex.at

Costs 12/15

Savings plan offer 15,5/20

Savings plan terms 13,4/19

Total points 40,9/54

Savings plan fee: 1.50 €
Account fee: 0.00 €
Savings plans: 1.588
Free savings plans: 539
Investing involves a risk of loss
  • Automatic tax management by the broker
  • Selected Premium ETFs can be purchased for 0 € (plus standard market spreads, allowances and product costs)
Fee for 100 € ETF savings plan

1.50 €

DADAT Bank

Costs 13,5/15

Savings plan offer 4,5/20

Savings plan terms 14,2/19

Total points 32,2/54

Savings plan fee: 0.75 € + 0.175 %
Account fee: 0.05 % p.a.
Savings plans: 272
Free savings plans: 195
  • Automatic tax management by the broker
  • Extensive range of banking services
Fee for 100 € ETF savings plan

0.93 €

Erste Bank

Costs 11/15

Savings plan offer 1/20

Savings plan terms 18,6/19

Total points 30,6/54

Savings plan fee: 1.00 €
Account fee: 0.00 €
Savings plans: 226
  • Automatic tax management by the broker
  • Broad range of banking services
Fee for 100 € ETF savings plan

1.00 €

easybank

Costs 7/15

Savings plan offer 4,5/20

Savings plan terms 13,8/19

Total points 25,3/54

Savings plan fee: 1,25 € or 0,175 %
Account fee: min. 15 € p.a.
Savings plans: 340
Free savings plans: 140
  • Automatic tax management by the broker
  • Tier models for order and savings plan fees (no uniform fee)
Fee for 100 € ETF savings plan

1.25 €

boerse-live.at

Costs 7/15

Savings plan offer 1/20

Savings plan terms 11,6/19

Total points 19,6/54

Savings plan fee: 1.9 %
Account fee: 0.3 % p.a., min. 6 €
Savings plans: 20
  • Automatic tax management by the broker
  • rather high fees for regular trading
  • limited range of savings plans
Fee for 100 € ETF savings plan

1.90 €

bankdirekt

Costs 7/15

Savings plan offer 1/20

Savings plan terms 11,6/19

Total points 19,6/54

Savings plan fee: 1.9 %
Account fee: 0.12 % p.a., min. 5.93 €
Savings plans: 20
  • Automatic tax management by the broker
  • limited range of savings plans
Fee for 100 € ETF savings plan

1.90 €

— The data was last updated on 8 October 2026
— The sorting by test result is done in the following order: 1. test result (points) 2. fee per savings rate 3. number of ETF savings plans.
— In addition to the fees charged by online brokers, additional costs may apply. The stated fees are thus exclusive of standard market spreads, commissions, product costs and third-party fees.
— Please note: No guarantee can be given for the completeness, correctness and accuracy of the content listed. The information on the online brokers' homepages is decisive. Investments in securities involve risks.

* You want to open a securities account? If you use one of the affiliate links marked with an asterisk or the broker logos as a starting point, we will receive a commission. This is how we finance much of our free information offering. If you like our work, we appreciate your support!
** Important note: We are part of the Scalable Group since 2021 and are a wholly owned subsidiary of Scalable AG. This means that we are economically connected, but operate with editorial independence. Conflicts of interest are avoided because brokers — including Scalable — are evaluated according to uniform, objective criteria. You can view these in our . Ultimately, it’s up to you to decide how and with whom you want to invest.