Bendigo & Adelaide Bank Ltd. engages in banking and financial services including consumer, residential, business, rural and commercial lending, deposit-taking, payments and foreign exchange services, wealth management, margin lending, superannuation, and treasury. It operates through the following segments: Consumer, Business and Agribusiness, and Corporate. The Consumer segment focuses on engaging with and servicing consumer customers and includes the branch network, digital bank, mobile relationship managers, third party banking channels, wealth services, cards and payments, Homesafe, and customer support functions. The Business and Agribusiness segment is involved in servicing business customers and includes business banking, portfolio funding, and agribusiness. The Corporate segment represents the support functions including treasury, technology, property services, strategy, finance, risk, compliance, legal, human resources, and investor relations. The company was founded on July 9, 1858 and is headquartered in Bendigo, Australia.