ETF savings plan comparison 10/2026

All fees, promotional offers and providers in the test.

lorenzo image
 We have analysed the best ETF savings plan offers. Here are the results.
Lorenzo Demaria - Country Manager Italy justETF
Scalable Capital**

Costs 15/15

Savings plan offer 20/20

Savings plan terms 18.6/19

Total points 53.6/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,748
  • Regime amministrato - gestione fiscale automatica da parte dell’intermediario
  • 2.6 % interest p.a. with a Scalable Overnight account
  • Customer service in Italian, available via chat and e-mail for fast and comprehensive assistance
Fee for 100 € ETF savings plan

0.00 €

Trade Republic

Costs 15/15

Savings plan offer 20/20

Savings plan terms 16.6/19

Total points 51.6/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,563
  • New: Expanded range of trading venues
  • Dedicated support: 24/7 phone support
  • Administered regime: Automatic tax management by the broker
Fee for 100 € ETF savings plan

0.00 €

Moneyfarm

Costs 15/15

Savings plan offer 20/20

Savings plan terms 12/19

Total points 47/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,544
  • Tax withholding agent: Tax management under administered regime
  • Reduced transactions fee of 0.95 € until December 31, 2026
  • Customer service in Italian, available by phone, chat, and email
Fee for 100 € ETF savings plan

0.00 €

Bitpanda

Costs 15/15

Savings plan offer 20/20

Savings plan terms 8.2/19

Total points 43.2/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,280
  • Free PACs: no opening or management fees
  • Extensive product range: broad selection of ETFs, ETCs and stocks
  • No deposit protection for uninvested funds
Fee for 100 € ETF savings plan

0.00 €

Fineco Bank

Costs 10/15

Savings plan offer 15.5/20

Savings plan terms 13.2/19

Total points 38.7/54

Savings plan fee: 2.95 €
Account fee: 0.00 €
Savings plans: 2,629
Free savings plans: 701
  • Integrated banking services (not mandatory): Current account, cards, loans and optional services
  • Tax withholding agent: automatic taxation, ideal for Italian residents
  • Fast and qualified assistance via telephone, chat and digital channels for banking and investment transactions
Fee for 100 € ETF savings plan

2.95 €

Directa

Costs 15/15

Savings plan offer 9.5/20

Savings plan terms 12.8/19

Total points 37.3/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 760
  • Wide choice of markets and instruments: Equities, ETFs, bonds, derivatives, and more
  • User experience less modern compared to leading fintech operators
Fee for 100 € ETF savings plan

0.00 €

Satispay

Costs 13.5/15

Savings plan offer 10.5/20

Savings plan terms 10.8/19

Total points 34.8/54

Savings plan fee: 0.89 €
Account fee: 0.00 €
Savings plans: 1,009
Free savings plans: 71
  • Low trading fee: 0.89 € per order
  • No savings plan execution fee for Vanguard ETFs
  • E-money account, payment services and Mastercard debit card (provided by Satispay Europe)
Fee for 100 € ETF savings plan

0.89 €

Saxo Bank

Costs 15/15

Savings plan offer 6/20

Savings plan terms 12.8/19

Total points 33.8/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 256
  • Broad offer: Equities, ETFs, bonds, options, futures, CFDs and more
  • Italian supervised SIM: Tax management under administration (withholding agent)
  • Selection of ETFs available for PACs without charge
Fee for 100 € ETF savings plan

0.00 €

Revolut

Costs 15/15

Savings plan offer 6/20

Savings plan terms 8.2/19

Total points 29.2/54

Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 300
  • Wide range of banking services
  • 5 different account types available
Fee for 100 € ETF savings plan

0.00 €

Interactive Brokers

Costs 10/15

Savings plan offer 10/20

Savings plan terms 8.2/19

Total points 28.2/54

Savings plan fee: 0.05 %
Account fee: 0.00 €
Savings plans: 3,000
Free savings plans: 0
  • Extended access to global markets: equities, options, futures, currencies, bonds, over 100 markets worldwide
  • Comprehensive platform for experienced investors
  • No withholding agent: tax management totally at the expense of the Italian user.
Fee for 100 € ETF savings plan

3.00 €

— The data was last updated on 12 October 2026
— The sorting by test result is done in the following order: 1. test result (points) 2. fee per savings rate 3. number of ETF savings plans.
— In addition to the fees charged by online brokers, additional costs may apply. The stated fees are thus exclusive of standard market spreads, commissions, product costs and third-party fees.
— Please note: No guarantee can be given for the completeness, correctness and accuracy of the content listed. The information on the online brokers' homepages is decisive. Investments in securities involve risks.

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** Important note: We are part of the Scalable Group since 2021 and are a wholly owned subsidiary of Scalable AG. This means that we are economically connected, but operate with editorial independence. Conflicts of interest are avoided because brokers — including Scalable — are evaluated according to uniform, objective criteria. You can view these in our . Ultimately, it’s up to you to decide how and with whom you want to invest.