Temenos AG

ISIN CH0012453913

WKN 676682

Market cap (in EUR)

5,458 m

Country

Switzerland

Sector

Finance

Dividend yield

1.88%

Overview

Description

Temenos AG is a holding company, which engages in the business of developing, marketing, and selling integrated banking software systems. It operates under the Product and Services segments. The Product segment includes marketing, licensing, and maintaining software solutions including software development fees for requested functionality and providing hosting and subscription arrangements. The Services segment focuses on various implementation tasks such as consulting and training. The company was founded by George Koukis in 1993 and is headquartered in Grand-Lancy, Switzerland.

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Finance Specialty Finance and Services Finance Software and Services Switzerland

Financials

Key metrics

Market capitalisation, EUR	5,458 m
EPS, EUR	2.46
P/B ratio	15.0
P/E ratio	32.6
Dividend yield	1.88%

Income statement (2025)

Revenue, EUR	969 m
Net income, EUR	249 m
Profit margin	25.72%

What ETF is Temenos AG in?

There are 109 ETFs which contain Temenos AG. All of these ETFs are listed in the table below. The ETF with the largest weighting of Temenos AG is the State Street Europe Small Cap Screened Equity Fund UCITS ETF.

ETF	Weight	Investment focus	Fund size (in m EUR)
Amundi MSCI World Small Cap ESG Broad Transition UCITS ETF Acc	0.11%	Equity World Small Cap Climate Change	483
iShares FTSE All-World UCITS ETF USD (Acc)	0.00%	Equity World	35
Amundi STOXX Europe 600 Technology UCITS ETF Dist	0.51%	Equity Europe Technology	38
Invesco FTSE All-World UCITS ETF GBP PfHdg Dist	0.00%	Equity World	32
UBS MSCI World Small Cap Socially Responsible UCITS ETF USD dis	0.17%	Equity World Small Cap Climate Change	66
Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF Acc	0.33%	Equity Europe Small Cap Climate Change	102
Robeco 3D European Equity UCITS ETF A EUR	0.12%	Equity Europe Social/Environmental	23
Xtrackers Europe Biodiversity Focus SRI UCITS ETF 1C	0.04%	Equity Europe Social/Environmental	10
Goldman Sachs Alpha Enhanced Europe Equity Active UCITS ETF EUR (Dist)	0.08%	Equity Europe Social/Environmental	0
Xtrackers STOXX Europe 600 UCITS ETF 1C	0.03%	Equity Europe	4,115
Vanguard FTSE Developed World UCITS ETF Acc	0.00%	Equity World	6,197
Xtrackers MSCI Europe Small Cap ESG UCITS ETF 1C	0.37%	Equity Europe Small Cap	7
State Street SPDR STOXX Europe 600 SRI UCITS ETF EUR Unhedged (Acc)	0.06%	Equity Europe Social/Environmental	671
Amundi FTSE All World GDP-Weighted UCITS ETF Acc	0.01%	Equity World	29
Ossiam Europe ESG Machine Learning UCITS ETF 1C (EUR)	0.51%	Equity Europe Social/Environmental	17
State Street SPDR MSCI All Country World Investable Market UCITS ETF USD Unhedged (Acc)	0.00%	Equity World	8,272
State Street Europe Small Cap Screened Equity Fund UCITS ETF	1.20%	Equity Europe Small Cap	4
iShares Dow Jones Global Leaders Screened UCITS ETF USD (Acc)	0.02%	Equity World Social/Environmental	2,023
Vanguard ESG Global All Cap UCITS ETF (USD) Distributing	0.00%	Equity World Social/Environmental	576
Vanguard FTSE All-World Ex-U.S. UCITS ETF USD Acc	0.01%	Equity World	113
HSBC Europe Ex UK Screened Equity UCITS ETF EUR (Dist)	0.01%	Equity Europe Social/Environmental Climate Change	51
iShares STOXX Europe 600 UCITS ETF EUR (Acc)	0.03%	Equity Europe	3
Vanguard FTSE Developed Europe ex UK UCITS ETF (EUR) Distributing	0.04%	Equity Europe	3,299
State Street SPDR MSCI All Country World Investable Market UCITS ETF USD Unhedged (Dist)	0.00%	Equity World	239
Vanguard FTSE Global All-Cap UCITS ETF USD Dist	0.01%	Equity World	91
Fidelity Europe Quality Income UCITS ETF ACC-GBP (hedged)	0.60%	Equity Europe Dividend	2
Xtrackers MSCI World Small Cap UCITS ETF 1C	0.02%	Equity World Small Cap	139
Vanguard FTSE Developed World UCITS ETF Distributing	0.00%	Equity World	4,311
Fidelity Global Quality Income UCITS ETF INC-CHF (hedged)	0.25%	Equity World Dividend	34
Amundi Core Stoxx Europe 600 UCITS ETF Acc	0.03%	Equity Europe	20,807
Amundi STOXX Europe 600 ESG UCITS ETF DR EUR (C)	0.04%	Equity Europe Social/Environmental	1,732
HSBC MSCI World Small Cap Screened UCITS ETF USD (Acc)	0.11%	Equity World Small Cap	65
State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR	0.09%	Equity Europe Small Cap	831
iShares STOXX Europe Small 200 UCITS ETF (DE)	0.59%	Equity Europe Small Cap	609
BNP Paribas Easy MSCI Europe Small Caps SRI S-Series PAB 5% Capped UCITS ETF	0.63%	Equity Europe Small Cap	306
Fidelity Global Quality Income UCITS ETF ACC-USD	0.25%	Equity World Dividend	17
Xtrackers FTSE All-World ex US UCITS ETF 1C	0.01%	Equity World	46
Vanguard FTSE All-World Ex-U.S. UCITS ETF USD Dist	0.01%	Equity World	12
Invesco FTSE All-World UCITS ETF EUR PfHdg Acc	0.00%	Equity World	76
iShares Europe Foreign Focus UCITS ETF EUR (Acc)	0.04%	Equity Europe	10
Invesco FTSE All-World UCITS ETF Acc	0.00%	Equity World	4,266
Amundi STOXX Europe 600 Technology UCITS ETF Acc	0.51%	Equity Europe Technology	257
State Street SPDR MSCI Europe Small Cap UCITS ETF EUR	0.28%	Equity Europe Small Cap	282
State Street World Small Cap Enhanced Active Equity UCITS ETF USD Unhedged (Acc)	0.24%	Equity World Small Cap	174
Xtrackers MSCI Europe Small Cap UCITS ETF 1C	0.27%	Equity Europe Small Cap	3,203
iShares Europe Equity Enhanced Active UCITS ETF EUR (Acc)	0.05%	Equity Europe Social/Environmental	681
Xtrackers MSCI World Small Cap ESG UCITS ETF 1C	0.07%	Equity World Small Cap	10
UBS MSCI Switzerland IMI Socially Responsible UCITS ETF CHF acc	0.54%	Equity Switzerland Social/Environmental Climate Change	348
Vanguard ESG Developed Europe All Cap UCITS ETF (EUR) Accumulating	0.04%	Equity Europe Social/Environmental	128
Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing	0.01%	Equity World Dividend	9,996
BNP Paribas Easy STOXX Europe 600 UCITS ETF	0.03%	Equity Europe	1,077
UBS MSCI World Small Cap Socially Responsible UCITS ETF USD acc	0.17%	Equity World Small Cap Climate Change	637
Amundi Core Stoxx Europe 600 UCITS ETF EUR Hedged Dist	0.03%	Equity Europe	58
Fidelity Europe Equity Research Enhanced UCITS ETF ACC-Euro	0.11%	Equity Europe Social/Environmental	101
Invesco Europe Enhanced Equity UCITS ETF Acc	0.17%	Equity Europe Multi-Factor Strategy	293
iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETF USD (Acc)	0.13%	Equity World Small Cap	414
Goldman Sachs Alpha Enhanced World Equity Active UCITS ETF USD (Dist)	0.08%	Equity World Social/Environmental	0
Invesco Global Active Defensive ESG Equity UCITS ETF EUR PfHdg Acc	0.06%	Equity World Low Volatility/Risk Weighted Climate Change	64
WisdomTree Europe SmallCap Dividend UCITS ETF Acc	0.00%	Equity Europe Small Cap	35
UBS MSCI World Small Cap UCITS ETF USD acc	0.04%	Equity World Small Cap	41
Fidelity Europe Quality Income UCITS ETF ACC-Euro	0.60%	Equity Europe Dividend	37
iShares STOXX Europe 600 UCITS ETF (DE) EUR (Acc)	0.03%	Equity Europe	927
Fidelity Global Quality Income UCITS ETF INC-Euro (hedged)	0.25%	Equity World Dividend	46
WisdomTree Global Value UCITS ETF USD (Acc)	0.89%	Equity World Value	3
Goldman Sachs Alpha Enhanced Europe Equity Active UCITS ETF EUR (Acc)	0.08%	Equity Europe Social/Environmental	535
Vanguard FTSE All-World UCITS ETF (USD) Accumulating	0.00%	Equity World	55,367
Amundi Core Stoxx Europe 600 UCITS ETF Dist	0.03%	Equity Europe	1
iShares STOXX Europe 600 UCITS ETF (DE)	0.03%	Equity Europe	9,391
Invesco Global Active Defensive ESG Equity UCITS ETF Dist	0.06%	Equity World Low Volatility/Risk Weighted Climate Change	221
L&G Gerd Kommer Multifactor Equity UCITS ETF USD Distributing	0.02%	Equity World Multi-Factor Strategy	245
State Street SPDR MSCI World Small Cap UCITS ETF USD Unhedged (Dist)	0.04%	Equity World Small Cap	46
Vanguard FTSE Global All-Cap UCITS ETF USD Acc	0.01%	Equity World	2,787
Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc	0.01%	Equity World Dividend	3,100
Xtrackers Stoxx Europe 600 II UCITS ETF 1C	0.03%	Equity Europe	8
iShares FTSE All-World UCITS ETF USD (Dist)	0.00%	Equity World	1
iShares STOXX Europe 600 Technology UCITS ETF (DE) EUR (Dist)	0.51%	Equity Europe Technology	231
Fidelity Europe Quality Income UCITS ETF INC-Euro	0.60%	Equity Europe Dividend	32
iShares Digitalisation UCITS ETF	0.18%	Equity World Technology Social/Environmental Digitalisation	720
Franklin FTSE Developed World UCITS ETF USD Capitalisation	0.01%	Equity World	20
Amundi Core Stoxx Europe 600 UCITS ETF USD Hedged Acc	0.03%	Equity Europe	129
L&G Gerd Kommer Multifactor Equity UCITS ETF USD Accumulating	0.02%	Equity World Multi-Factor Strategy	1,487
Invesco Dow Jones Islamic Global Developed Markets UCITS ETF Acc	0.01%	Equity World Islamic Investing	1,056
iShares STOXX Europe 600 Technology UCITS ETF (DE) EUR (Acc)	0.51%	Equity Europe Technology	29
Xtrackers FTSE All-World UCITS ETF 1C	0.01%	Equity World	148
Invesco FTSE All-World UCITS ETF Dist	0.00%	Equity World	293
Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF Dist	0.33%	Equity Europe Small Cap Climate Change	203
Fidelity Global Quality Income UCITS ETF INC-GBP (hedged)	0.25%	Equity World Dividend	65
iShares STOXX Europe 600 UCITS ETF EUR (Dist)	0.03%	Equity Europe	10
Franklin STOXX Europe 600 Paris Aligned Climate UCITS ETF	0.01%	Equity Europe Social/Environmental Climate Change	34
Xtrackers Stoxx Europe 600 UCITS ETF 1D	0.03%	Equity Europe	1,382
iShares Europe Equity Enhanced Active UCITS ETF EUR (Dist)	0.05%	Equity Europe Social/Environmental	1
Vanguard ESG Developed Europe All Cap UCITS ETF (EUR) Distributing	0.04%	Equity Europe Social/Environmental	34
iShares MSCI World Small Cap UCITS ETF	0.05%	Equity World Small Cap	7,903
Invesco STOXX Europe 600 UCITS ETF	0.03%	Equity Europe	502
Vanguard FTSE Developed Europe UCITS ETF (EUR) Accumulating	0.03%	Equity Europe	3,049
Vanguard FTSE All-World UCITS ETF (USD) Distributing	0.00%	Equity World	24,256
WisdomTree Europe SmallCap Dividend UCITS ETF	0.00%	Equity Europe Small Cap	49
State Street SPDR MSCI World Small Cap UCITS ETF USD Unhedged (Acc)	0.04%	Equity World Small Cap	1,738
Amundi STOXX Europe 600 ESG II UCITS ETF Dist	0.03%	Equity Europe Social/Environmental	638
Fidelity Global Quality Income UCITS ETF INC-USD	0.25%	Equity World Dividend	810
Vanguard FTSE Developed Europe UCITS ETF Distributing	0.03%	Equity Europe	4,713
Xtrackers Stoxx Europe 600 II UCITS ETF 1D	0.03%	Equity Europe	0
Invesco FTSE All-World UCITS ETF CHF PfHdg Acc	0.00%	Equity World	70
Invesco Global Active Defensive ESG Equity UCITS ETF Acc	0.06%	Equity World Low Volatility/Risk Weighted Climate Change	56
Ossiam STOXX Europe 600 ESG Equal Weight NR UCITS ETF 1C (EUR)	0.25%	Equity Europe Equal Weighted	192
Xtrackers MSCI World IMI UCITS ETF 1C Capitalisation	0.00%	Equity World	24
Vanguard ESG Global All Cap UCITS ETF (USD) Accumulating	0.00%	Equity World Social/Environmental	1,136
Vanguard FTSE Developed Europe ex UK UCITS ETF (EUR) Accumulating	0.04%	Equity Europe	1,626
iShares MSCI Europe Small Cap UCITS ETF EUR (Acc)	0.27%	Equity Europe Small Cap	9

Savings plan offers

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Source: justETF Research; as of 10/2026. The offers are sorted in the following way: 1. Rating 2. Execution fee 3. Number of stock savings plans. The number of stock savings plans is rounded. In addition to the fees charged by online brokers, additional costs may apply. The stated fees are thus exclusive of standard market spreads, commissions, product costs and third-party fees. Please note: No guarantee can be given for the completeness, correctness and accuracy of the content listed. The information on the online brokers' homepages is decisive. Investments in securities involve risks.
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