ETF Cost Calculator

Calculate your personal investment fees

Calculate how much you can save by investing with ETFs. Obseerve the effect of interest rate compounding.

Your Inputs

Investment amount in EUR

Investment horizon in years

Annual return in %

Calculate

Your Investment Result

One-time fee in %

Transaction fee in %

Management fee in %

Result before cost

Cost

Result after cost

 Net return per year 
 Your savings 
 Your additional annual return 

Your advantage with an ETF investment

One-time fee in %

Transaction fee in %

Management fee in %

Result before cost

179,084.77 EUR

Cost

6,499.65 EUR

Result after cost

172,585.12 EUR

 Net return per year 
 5.61 % p.a. 
 Your savings 
+ 25,757.40 EUR
 Your additional annual return 
 + 1.69 % p.a. 

Classical fund investment

One-time fee in %

Transaction fee in %

Management fee in %

Result before cost

179,084.77 EUR

Cost

32,257.05 EUR

Result after cost

146,827.72 EUR

 Net return per year 
 3.92 % p.a.

Learn more about the calculation

Initial investment cost

Mutual funds typically carry a front load (sales commission). In general it is up to 5% of the investment. Exchange traded funds (ETFs) - on the other hand - are traded on the stock exchange. This triggers transaction fees and broker commission.

Recurring investment cost

The following cost per annum in % are normally charged by mutual funds, so called total expense ratio (TER). Transaction fees within the funds are disregarded. In addition, mutual funds recently tend to impose performance-related fees which come on top.

	Mutual Funds	Exchange Traded Funds
Equity (Europe)	1.55%	0.37%
Bonds (Europe)	0.90%	0.20%
Money Market	0.50%	0.15%

In all calculations taxes as well as performance-related fees are not included. Also transactions fees within funds are not included.

ETF Cost Calculator

Calculate your personal investment fees

Your Investment Result

Start saving now with ETFs and create your first ETF portfolio