ETF savings plan comparison

All fees, promotional offers and providers in the test.

thomas image
 We have analysed the best ETF savings plan offers. Here are the results.
Dr Thomas Letsche, justETF broker expert

Number of brokers: 17

Number of brokers: 17

Broker rating: 4.9 of 5.0
Scalable Capital**

Costs 15/15

Savings plan offer 20/20

Savings plan terms 14.4/18

Total 49.4/53

recommended by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,934
  • Most free ETF savings plans
  • All savings plans free of charge
  • All ETFs from Amundi, iShares & Xtrackers can be purchased free of charge
Fee for 100 € ETF savings plan

0.00 €

View offer**
Broker rating: 4.9 of 5.0
finanzen.net zero

Costs 15/15

Savings plan offer 17/20

Savings plan terms 17.2/18

Total 49.2/53

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,888
  • Both Cryptocurrencies and crypto ETNs can be purchased one-off or savings plan
  • For stocks, fractional share trading is possible outside of savings plans
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.6 of 5.0
Trade Republic

Costs 15/15

Savings plan offer 20/20

Savings plan terms 11.2/18

Total 46.2/53

recommended by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,651
  • Second most savings plans, all free of charge
  • Debit card with cashback and round-up option
  • Fractional share trading even possible outside of savings plans
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.6 of 5.0
Consorsbank

Costs 15/15

Savings plan offer 14/20

Savings plan terms 16.6/18

Total 45.6/53

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,557
  • StarPartner ETFs can be purchased at a reduced fee of 3.95 € and sustainable ETFs even without order fee
  • All ETF savings plans without execution fee (plus standard market spreads and contributions)
  • New customer incentive: 0.95 € per order in the first 12 months
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.4 of 5.0
ING

Costs 15/15

Savings plan offer 14/20

Savings plan terms 15/18

Total 44/53

recommended by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,176
  • Selected promotional ETPs can be purchased for 0.00 €, 1.90 € or 3.90 €
  • Full range of banking services, including a current account and many other banking services
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.4 of 5.0
flatex

Costs 15/15

Savings plan offer 17/20

Savings plan terms 11.6/18

Total 43.6/53

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,824
All fees plus standard market spreads, allowances and product costs. Account fee excl. storage fee for Xetra-Gold, ADR's, GDR's.
  • Withdrawal plans available
  • No stock savings plans available
Investments in securities are associated with risks
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.2 of 5.0
Traders Place

Costs 15/15

Savings plan offer 14/20

Savings plan terms 13.2/18

Total 42.2/53

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,523
  • Free of charge savings plans for ETFs from Amundi, iShares, Vanguard and Xtrackers
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.1 of 5.0
N26

Costs 15/15

Savings plan offer 14/20

Savings plan terms 11.6/18

Total 40.6/53

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,703
  • Wide range of banking services
  • 4 different account types available
Fee for 100 € ETF savings plan

0.00 €

Only directly at the broker
Broker rating: 4.0 of 5.0
comdirect bank

Costs 9.5/15

Savings plan offer 15.5/20

Savings plan terms 14.6/18

Total 39.6/53

tested by justETF
Savings plan fee: 1.50 %
Account fee: 0.00 €
Savings plans: 3,277
Free savings plans: 614
  • Selected ETFs can be purchased for 0.00 € (one time or via savings plan)
  • Complete range of banking services
Fee for 100 € ETF savings plan

1.50 €

View offer*
Broker rating: 3.7 of 5.0
Smartbroker

Costs 15/15

Savings plan offer 14/20

Savings plan terms 7.8/18

Total 36.8/53

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,625
  • 0 € fee for one-off orders from 500 € order volume when trading via gettex
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 3.5 of 5.0
S Broker

Costs 9.5/15

Savings plan offer 15.5/20

Savings plan terms 9.6/18

Total 34.6/53

tested by justETF
Savings plan fee: 1.25 %
Account fee: 0.00 €
Savings plans: 2,425
Free savings plans: 1,010
  • Selected ETFs can be purchased free of charge (via savings plan or one-time investment)
  • Moderate standard fees and lower order fees (from €4.48) with Instant Order via the app
Fee for 100 € ETF savings plan

1.25 €

View offer*
Broker rating: 3.2 of 5.0
Postbank

Costs 15/15

Savings plan offer 8/20

Savings plan terms 9.4/18

Total 32.4/53

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 339
  • Full-service bank offering with outlets
  • No stock savings plans available
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 3.0 of 5.0
DKB

Costs 9.5/15

Savings plan offer 12.5/20

Savings plan terms 7.8/18

Total 29.8/53

tested by justETF
Savings plan fee: 1.50 €
Account fee: 0.00 €
Savings plans: 1,969
Free savings plans: 470
  • Selected ETFs from Amundi, SPDR and Xtrackers can be purchased free of charge (via savings plan or one-time investment)
  • Custody account requires a DKB current account
Fee for 100 € ETF savings plan

1.50 €

View offer*
Broker rating: 3.0 of 5.0
maxblue

Costs 12/15

Savings plan offer 8/20

Savings plan terms 9.6/18

Total 29.6/53

tested by justETF
Savings plan fee: 1.25 %
Account fee: 0.00 €
Savings plans: 359
Free savings plans: 338
  • Until end of 2025, all available ETF savings plans are free of charge up to a savings amount of 250 € (does not apply to ETC savings plans)
  • Different structure of savings plan offer compared to other brokers (separate custody accounts for savings plan and one-time investment)
Fee for 100 € ETF savings plan

1.25 €

View offer*
Broker rating: 2.8 of 5.0
1822direkt

Costs 12/15

Savings plan offer 9.5/20

Savings plan terms 6.6/18

Total 28.1/53

tested by justETF
Savings plan fee: 1.50 %
Account fee: 0.00 €
Savings plans: 1,162
Free savings plans: 186
  • Selected Amundi, Legal & General and Xtrackers ETFs can be purchased at a reduced fee of 3.90 €
Fee for 100 € ETF savings plan

1.50 €

View offer*
Broker rating: 2.4 of 5.0
justTRADE

Costs 15/15

Savings plan offer 5/20

Savings plan terms 4.4/18

Total 24.4/53

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 208
  • Possibility to trade cryptocurrencies (at a minimum spread of 0.30 %) and selected crypto ETNs
  • No stock savings plans available
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 1.4 of 5.0
Targobank

Costs 7.5/15

Savings plan offer 2.5/20

Savings plan terms 4/18

Total 14/53

tested by justETF
Savings plan fee: 2.50 %
Account fee: 0.00 €
Savings plans: 110
  • Selected Amundi ETFs can be purchased without order fees (from 3,000 € order volume)
  • Withdrawal plans available
  • Fractional share trading not possible even for savings plans
Fee for 100 € ETF savings plan

2.50 €

View offer*
— The data was last updated on 3 December 2025
— The sorting by test result is done in the following order: 1. test result (points) 2. fee per savings rate 3. number of ETF savings plans.
— In addition to the fees charged by online brokers, additional costs may apply. The stated fees are thus exclusive of standard market spreads, commissions, product costs and third-party fees.
— Please note: No guarantee can be given for the completeness, correctness and accuracy of the content listed. The information on the online brokers' homepages is decisive. Investments in securities involve risks.

* You want to open a securities account? If you use one of the affiliate links marked with an asterisk or the broker logos as a starting point, we will receive a commission. This is how we finance much of our free information offering. If you like our work, we appreciate your support!
** Important note: We are part of the Scalable Group since 2021 and are a wholly owned subsidiary of Scalable GmbH. In order to avoid conflicts of interest as far as possible, we have always applied neutral, objectively verifiable criteria to all comparisons, articles and tests, and attach great importance to YOU alone deciding how and with whom you invest. You can view these criteria in our transparent rating system.