ETF savings plan comparison 02/2026

All fees, promotional offers and providers in the test.

thomas image
 We have analysed the best ETF savings plan offers. Here are the results.
Dr Thomas Letsche, justETF broker expert

Number of brokers: 19

Number of brokers: 19

Broker rating: 5.0 of 5.0
Scalable Capital**

Costs 30/30

Savings plan offer 30/30

Savings plan terms 40/40

Total 100/100

recommended by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 3,043
  • Most free ETF savings plans
  • All savings plans free of charge
  • All ETFs from Amundi, iShares & Xtrackers can be purchased free of charge
Fee for 100 € ETF savings plan

0.00 €

View offer**
Broker rating: 4.6 of 5.0
Consorsbank

Costs 30/30

Savings plan offer 22/30

Savings plan terms 40/40

Total 92/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,555
  • StarPartner ETFs can be purchased at a reduced fee of 3.95 € and sustainable ETFs even without order fee
  • All ETF savings plans without execution fee (plus standard market spreads and contributions)
  • New customer incentive: 0.95 € per order in the first 12 months
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.5 of 5.0
ING

Costs 30/30

Savings plan offer 22/30

Savings plan terms 37/40

Total 89/100

recommended by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,229
  • Selected promotional ETPs can be purchased for 0.00 €, 1.90 € or 3.90 €
  • Full range of banking services, including a current account and many other banking services
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.4 of 5.0
flatex

Costs 30/30

Savings plan offer 26/30

Savings plan terms 32/40

Total 88/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,816
All fees plus standard market spreads, allowances and product costs. Account fee excl. storage fee for Xetra-Gold, ADR's, GDR's.
  • Withdrawal plans available
  • No stock savings plans available1
Investments in securities are associated with risks 1
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.3 of 5.0
Trade Republic

Costs 30/30

Savings plan offer 30/30

Savings plan terms 26/40

Total 86/100

recommended by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,636
  • Second most savings plans, all free of charge
  • Debit card with cashback and round-up option
  • Fractional share trading even possible outside of savings plans
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.2 of 5.0
Trading 212

Costs 30/30

Savings plan offer 26/30

Savings plan terms 27/40

Total 83/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,400
  • Huge selection of savings plans with no order fees
  • No order fees even for normal trades
  • FX fees apply when trading in foreign currencies
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.2 of 5.0
finanzen.net zero

Costs 30/30

Savings plan offer 26/30

Savings plan terms 27/40

Total 83/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,021
  • Both Cryptocurrencies and crypto ETNs can be purchased one-off or savings plan
  • For stocks, fractional share trading is possible outside of savings plans
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.2 of 5.0
Traders Place

Costs 30/30

Savings plan offer 26/30

Savings plan terms 27/40

Total 83/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,870
  • Free of charge savings plans for ETFs from Amundi, iShares, Vanguard and Xtrackers
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.1 of 5.0
Bitpanda

Costs 30/30

Savings plan offer 30/30

Savings plan terms 21/40

Total 81/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,547
  • Free savings plans: no opening or management fees
  • Extensive product range: broad selection of ETFs, ETCs and stocks
  • No deposit protection for uninvested funds
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 3.9 of 5.0
comdirect bank

Costs 19/30

Savings plan offer 22/30

Savings plan terms 36/40

Total 77/100

tested by justETF
Savings plan fee: 1.50 %
Account fee: 0.00 €
Savings plans: 2,209
Free savings plans: 602
  • Selected ETFs can be purchased for 0.00 € (one time or via savings plan)
  • Complete range of banking services
  • App-only offer with special conditions available (comdirect Pure Depot)
Fee for 100 € ETF savings plan

1.50 €

View offer*
Broker rating: 3.5 of 5.0
N26

Costs 30/30

Savings plan offer 22/30

Savings plan terms 18/40

Total 70/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,688
  • Wide range of banking services
  • 4 different account types available
Fee for 100 € ETF savings plan

0.00 €

Only directly at the broker
Broker rating: 3.5 of 5.0
Smartbroker

Costs 30/30

Savings plan offer 22/30

Savings plan terms 18/40

Total 70/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,613
  • 0 € fee for one-off orders from 500 € order volume when trading via gettex
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 3.5 of 5.0
S Broker

Costs 19/30

Savings plan offer 22/30

Savings plan terms 29/40

Total 70/100

tested by justETF
Savings plan fee: 1.25 %
Account fee: 0.00 €
Savings plans: 2,423
Free savings plans: 1,014
  • Selected ETFs can be purchased free of charge (via savings plan or one-time investment)
  • Moderate standard fees and lower order fees (from €4.48) with Instant Order via the app
Fee for 100 € ETF savings plan

1.25 €

View offer*
Broker rating: 3.4 of 5.0
Postbank

Costs 30/30

Savings plan offer 12/30

Savings plan terms 26/40

Total 68/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 339
  • Full-service bank offering with outlets
  • No stock savings plans available
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 3.2 of 5.0
DKB

Costs 19/30

Savings plan offer 19/30

Savings plan terms 25/40

Total 63/100

tested by justETF
Savings plan fee: 1.50 €
Account fee: 0.00 €
Savings plans: 1,965
Free savings plans: 469
  • Selected ETFs from Amundi, SPDR and Xtrackers can be purchased free of charge (via savings plan or one-time investment)
  • Custody account requires a DKB current account
Fee for 100 € ETF savings plan

1.50 €

View offer*
Broker rating: 3.0 of 5.0
maxblue

Costs 24/30

Savings plan offer 12/30

Savings plan terms 23/40

Total 59/100

tested by justETF
Savings plan fee: 1.25 %
Account fee: 0.00 €
Savings plans: 359
Free savings plans: 338
  • Until end of 2025, all available ETF savings plans are free of charge up to a savings amount of 250 € (does not apply to ETC savings plans)
  • Different structure of savings plan offer compared to other brokers (separate custody accounts for savings plan and one-time investment)
Fee for 100 € ETF savings plan

1.25 €

View offer*
Broker rating: 2.9 of 5.0
1822direkt

Costs 24/30

Savings plan offer 14/30

Savings plan terms 19/40

Total 57/100

tested by justETF
Savings plan fee: 1.50 %
Account fee: 0.00 €
Savings plans: 1,161
Free savings plans: 186
  • Selected Amundi, Legal & General and Xtrackers ETFs can be purchased at a reduced fee of 3.90 €
Fee for 100 € ETF savings plan

1.50 €

View offer*
Broker rating: 2.2 of 5.0
justTRADE

Costs 30/30

Savings plan offer 6/30

Savings plan terms 7/40

Total 43/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 207
  • Possibility to trade cryptocurrencies (at a minimum spread of 0.30 %) and selected crypto ETNs
  • No stock savings plans available
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 1.7 of 5.0
Targobank

Costs 15/30

Savings plan offer 3/30

Savings plan terms 16/40

Total 34/100

tested by justETF
Savings plan fee: 2.50 %
Account fee: 0.00 €
Savings plans: 110
  • Selected Amundi ETFs can be purchased without order fees (from 3,000 € order volume)
  • Withdrawal plans available
  • Fractional share trading not possible even for savings plans
Fee for 100 € ETF savings plan

2.50 €

View offer*
— The data was last updated on 18 February 2026
— The sorting by test result is done in the following order: 1. test result (points) 2. fee per savings rate 3. number of ETF savings plans.
— In addition to the fees charged by online brokers, additional costs may apply. The stated fees are thus exclusive of standard market spreads, commissions, product costs and third-party fees.
— Please note: No guarantee can be given for the completeness, correctness and accuracy of the content listed. The information on the online brokers' homepages is decisive. Investments in securities involve risks.

* You want to open a securities account? If you use one of the affiliate links marked with an asterisk or the broker logos as a starting point, we will receive a commission. This is how we finance much of our free information offering. If you like our work, we appreciate your support!
** Important note: We are part of the Scalable Group since 2021 and are a wholly owned subsidiary of Scalable GmbH. This means that we are economically connected, but operate with editorial independence. Conflicts of interest are avoided because brokers — including Scalable — are evaluated according to uniform, objective criteria. You can view these in our . Ultimately, it’s up to you to decide how and with whom you want to invest.