ETF savings plan comparison 02/2026

All fees, promotional offers and providers in the test.

thomas image
 We have analysed the best ETF savings plan offers. Here are the results.
Dr Thomas Letsche, justETF broker expert

Number of brokers: 7

Number of brokers: 7

Scalable Capital**

Costs 30/30

Savings plan offer 30/30

Savings plan terms 40/40

Total 100/100

recommended by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 3,043
  • Most free ETF savings plans
  • All savings plans free of charge
  • All ETFs from Amundi, iShares & Xtrackers can be purchased free of charge
Fee for 100 € ETF savings plan

0.00 €

Consorsbank

Costs 30/30

Savings plan offer 22/30

Savings plan terms 40/40

Total 92/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,555
  • StarPartner ETFs can be purchased at a reduced fee of 3.95 € and sustainable ETFs even without order fee
  • All ETF savings plans without execution fee (plus standard market spreads and contributions)
  • New customer incentive: 0.95 € per order in the first 12 months
Fee for 100 € ETF savings plan

0.00 €

ING

Costs 30/30

Savings plan offer 22/30

Savings plan terms 37/40

Total 89/100

recommended by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,229
  • Selected promotional ETPs can be purchased for 0.00 €, 1.90 € or 3.90 €
  • Full range of banking services, including a current account and many other banking services
Fee for 100 € ETF savings plan

0.00 €

flatex

Costs 30/30

Savings plan offer 26/30

Savings plan terms 32/40

Total 88/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 1,815
All fees plus standard market spreads, allowances and product costs. Account fee excl. storage fee for Xetra-Gold, ADR's, GDR's.
  • Withdrawal plans available
  • No stock savings plans available1
Investments in securities are associated with risks 1
Fee for 100 € ETF savings plan

0.00 €

Trading 212

Costs 30/30

Savings plan offer 26/30

Savings plan terms 27/40

Total 83/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,400
  • Huge selection of savings plans with no order fees
  • No order fees even for normal trades
  • FX fees apply when trading in foreign currencies
Fee for 100 € ETF savings plan

0.00 €

finanzen.net zero

Costs 30/30

Savings plan offer 26/30

Savings plan terms 27/40

Total 83/100

tested by justETF
Savings plan fee: 0.00 €
Account fee: 0.00 €
Savings plans (all free): 2,021
  • Both Cryptocurrencies and crypto ETNs can be purchased one-off or savings plan
  • For stocks, fractional share trading is possible outside of savings plans
Fee for 100 € ETF savings plan

0.00 €

maxblue

Costs 24/30

Savings plan offer 12/30

Savings plan terms 23/40

Total 59/100

tested by justETF
Savings plan fee: 1.25 %
Account fee: 0.00 €
Savings plans: 359
Free savings plans: 338
  • Until end of 2025, all available ETF savings plans are free of charge up to a savings amount of 250 € (does not apply to ETC savings plans)
  • Different structure of savings plan offer compared to other brokers (separate custody accounts for savings plan and one-time investment)
Fee for 100 € ETF savings plan

1.25 €

— The data was last updated on 5 February 2026
— The sorting by test result is done in the following order: 1. test result (points) 2. fee per savings rate 3. number of ETF savings plans.
— In addition to the fees charged by online brokers, additional costs may apply. The stated fees are thus exclusive of standard market spreads, commissions, product costs and third-party fees.
— Please note: No guarantee can be given for the completeness, correctness and accuracy of the content listed. The information on the online brokers' homepages is decisive. Investments in securities involve risks.

* You want to open a securities account? If you use one of the affiliate links marked with an asterisk or the broker logos as a starting point, we will receive a commission. This is how we finance much of our free information offering. If you like our work, we appreciate your support!
** Important note: We are part of the Scalable Group since 2021 and are a wholly owned subsidiary of Scalable GmbH. In order to avoid conflicts of interest as far as possible, we have always applied neutral, objectively verifiable criteria to all comparisons, articles and tests, and attach great importance to YOU alone deciding how and with whom you invest. You can view these criteria in our .