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The best Multi-Asset ETFs

How to invest in multi-asset ETFs

0.25% p.a. - 0.32% p.a.
annual total expense ratio (TER) of multi-asset ETFs
7 Indices
on portfolio strategies, which are tracked by ETFs
11 ETFs
on portfolio strategies
 
The best indices for multi-asset ETFs

How do I invest in multi-asset ETFs?

With multi-asset ETFs, you can invest in exchange-traded funds that cover several ETFs and, usually, multiple asset classes at once. Such asset classes are, for example, equities, bonds, commodities or precious metals. Accordingly, multi-asset ETFs allow you to invest in several markets at once with just one ETF savings plan or a single order, thereby reducing your investment risk by diversification.

Some multi-asset ETFs modify their strategic asset allocation on a regular basis, while others follow a long-term Buy and Hold approach. So it is worth comparing. Currently, there are 11 multi-asset-ETFs available.
 

Xtrackers Portfolio performance

1 month: 0.19%
1 year: 6.25%
3 years: 27.33%
5 years: 32.70%
 

Multi-Asset ETFs in comparison

The most important factors at a glance

When choosing a multi-asset ETF one should consider several other factors in addition to the methodology of the underlying index and performance of an ETF. For better comparison, you will find a list of all multi-asset ETFs with details on size, cost, age, income, domicile and replication method ranked by fund size.

Compare all multi-asset ETFs in detail
Compare all multi-asset ETFs in a chart

ETF name
ISIN		   Fund size
in m EUR		 TER
in %		 Use of profits Fund domicile Replication method
Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) AccumulatingIE00BMVB5R75 855 0.25% p.a. Accumulating Ireland Full replication
Vanguard LifeStrategy 60% Equity UCITS ETF AccumulatingIE00BMVB5P51 640 0.25% p.a. Accumulating Ireland Full replication
Vanguard LifeStrategy 40% Equity UCITS ETF AccumulatingIE00BMVB5M21 187 0.25% p.a. Accumulating Ireland Full replication
Vanguard LifeStrategy 60% Equity UCITS ETF DistributingIE00BMVB5Q68 86 0.25% p.a. Distributing Ireland Full replication
Vanguard LifeStrategy 20% Equity UCITS ETF AccumulatingIE00BMVB5K07 84 0.25% p.a. Accumulating Ireland Full replication
Vanguard LifeStrategy 80% Equity UCITS ETF DistributingIE00BMVB5S82 63 0.25% p.a. Distributing Ireland Full replication
VanEck Multi-Asset Balanced Allocation UCITS ETFNL0009272772 38 0.30% p.a. Distributing Netherlands Optimized sampling
Vanguard LifeStrategy 40% Equity UCITS ETF DistributingIE00BMVB5N38 34 0.25% p.a. Distributing Ireland Full replication
VanEck Multi-Asset Growth Allocation UCITS ETFNL0009272780 31 0.32% p.a. Distributing Netherlands Optimized sampling
VanEck Multi-Asset Conservative Allocation UCITS ETFNL0009272764 20 0.28% p.a. Distributing Netherlands Optimized sampling
Vanguard LifeStrategy 20% Equity UCITS ETF DistributingIE00BMVB5L14 14 0.25% p.a. Distributing Ireland Full replication

Source: justETF.com; As of 04/12/2025

 

Find the best Multi-Asset ETF

Return comparison of all multi-asset ETFs

The table shows the returns of all multi-asset ETFs in comparison. All return figures are including dividends as of month end. Besides the return the reference date on which you conduct the comparison is important. In order to find the best ETFs, you can also perform a chart comparison.

ETF   1 month
in %		 3 months
in %		 6 months
in %		 1 year
in %		 3 years
in %
Vanguard LifeStrategy 80% Equity UCITS ETF Distributing -0.20% 5.64% 10.23% 6.79% 39.12%
Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating -0.18% 5.63% 10.23% 6.78% 39.11%
Vanguard LifeStrategy 60% Equity UCITS ETF Distributing -0.10% 4.58% 8.21% 5.78% 30.65%
Vanguard LifeStrategy 60% Equity UCITS ETF Accumulating -0.12% 4.60% 8.22% 5.77% 30.64%
Vanguard LifeStrategy 40% Equity UCITS ETF Accumulating -0.03% 3.57% 6.25% 4.63% 22.42%
Vanguard LifeStrategy 40% Equity UCITS ETF Distributing -0.04% 3.55% 6.20% 4.61% 22.38%
VanEck Multi-Asset Growth Allocation UCITS ETF -0.29% 3.85% 4.83% 3.98% 25.75%
VanEck Multi-Asset Balanced Allocation UCITS ETF -0.01% 2.75% 4.08% 3.80% 22.10%
Vanguard LifeStrategy 20% Equity UCITS ETF Distributing 0.04% 2.57% 4.25% 3.29% 14.42%
Vanguard LifeStrategy 20% Equity UCITS ETF Accumulating 0.08% 2.57% 4.28% 3.27% 14.40%
VanEck Multi-Asset Conservative Allocation UCITS ETF -0.13% 2.20% 2.74% 2.64% 16.89%
ETF   2025
in %		 2024
in %		 2023
in %		 2022
in %		 2021
in %
Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating 7.66% 19.85% 15.11% -13.01% 20.75%
Vanguard LifeStrategy 80% Equity UCITS ETF Distributing 7.61% 19.88% 15.10% -13.02% 20.74%
Vanguard LifeStrategy 60% Equity UCITS ETF Distributing 6.81% 14.71% 12.50% -13.88% 14.33%
Vanguard LifeStrategy 60% Equity UCITS ETF Accumulating 6.69% 14.71% 12.46% -13.86% 14.34%
Vanguard LifeStrategy 40% Equity UCITS ETF Distributing 5.86% 9.81% 9.83% -14.72% 8.29%
Vanguard LifeStrategy 40% Equity UCITS ETF Accumulating 5.83% 9.81% 9.83% -14.71% 8.28%
VanEck Multi-Asset Growth Allocation UCITS ETF 5.59% 12.09% 11.85% -12.20% 19.65%
VanEck Multi-Asset Balanced Allocation UCITS ETF 5.26% 9.98% 10.67% -13.34% 13.59%
Vanguard LifeStrategy 20% Equity UCITS ETF Distributing 4.72% 5.10% 7.29% -15.68% 2.49%
Vanguard LifeStrategy 20% Equity UCITS ETF Accumulating 4.71% 5.08% 7.29% -15.68% 2.47%
VanEck Multi-Asset Conservative Allocation UCITS ETF 3.83% 6.47% 10.28% -13.98% 7.53%

Source: justETF.com; As of 30/11/2025; Calculations in EUR including dividends